Charitable IRA Disbursement

Benefits of Giving Through Your IRA

1. Potential Tax Advantages
A Charitable IRA Disbursement—often referred to as a Qualified Charitable Distribution (QCD)—may offer valuable tax benefits. In many cases, giving directly from your IRA can help reduce your taxable income, even if you do not itemize deductions.
For guidance on how these rules apply to your situation, please consult your tax advisor or financial professional.
2. May Help Satisfy Your Required Minimum Distribution (RMD)
For individuals required to take annual minimum distributions, a charitable gift from your IRA may count toward your RMD. This can be a simple and efficient way to meet your obligations while supporting a cause you care about.
Be sure to speak with your tax advisor for specific eligibility and requirements.
3. May Help Reduce Taxable Income
Giving directly from your IRA may help lower your taxable income, which can have a variety of financial advantages depending on your personal circumstances.
Discuss with your tax professional how an IRA charitable gift might benefit you.
4. Make a Direct and Immediate Difference
When you give through your IRA, your administrator sends your distribution directly to NAMI Cook County North Suburban. Your support immediately impacts the local community by strengthening:
• Peer-led support groups
• Mental health education programs
• Crisis prevention and suicide awareness efforts
• Advocacy for quality mental health care
Your generosity helps individuals and families find hope, connection, and support.

How to Make a Charitable IRA Disbursement

1. Contact your IRA administrator and request that a charitable distribution be made directly to:
NAMI Cook County North Suburban
(insert full address)
2. Provide your administrator with our Tax ID Number (EIN): (insert EIN)
3. Notify us of your gift so we can properly acknowledge your generosity.
For personalized guidance, please consult your tax advisor or financial planner.

Your Gift Creates Hope

A Charitable IRA Disbursement is a meaningful way to support NAMI Cook County North Suburban’s mission of providing free mental health education, support, and advocacy in our community.
If you or your financial advisor have questions, we are here to help. Contact us at (insert phone/email).
Thank you for considering a charitable gift that creates lasting impact.